LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,193
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,195
−HK$1,017/mo
Today · 4.125%
HK$34,212
baseline
▲ 0.50% · 4.625%
HK$36,294
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,424/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,815
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,775
−HK$975/mo
Today · 4.125%
HK$37,750
baseline
▲ 0.50% · 4.625%
HK$39,739
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,500/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,632
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,834
−HK$1,220/mo
Today · 4.125%
HK$41,054
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,108/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,978
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,130
−HK$1,170/mo
Today · 4.125%
HK$45,300
baseline
▲ 0.50% · 4.625%
HK$47,687
+HK$2,387/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,600/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,071
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,472
−HK$1,425/mo
Today · 4.125%
HK$47,897
baseline
▲ 0.50% · 4.625%
HK$50,811
+HK$2,914/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$95,794/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,141
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,485
−HK$1,364/mo
Today · 4.125%
HK$52,849
baseline
▲ 0.50% · 4.625%
HK$55,635
+HK$2,786/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$105,698/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,948
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,750
−HK$1,832/mo
Today · 4.125%
HK$61,582
baseline
▲ 0.50% · 4.625%
HK$65,329
+HK$3,747/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,164/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,466
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,195
−HK$1,754/mo
Today · 4.125%
HK$67,949
baseline
▲ 0.50% · 4.625%
HK$71,531
+HK$3,582/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,898/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,435 · Scale 2, in force from 26 Feb 2026)