LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,195
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,197
−HK$1,017/mo
Today · 4.125%
HK$34,214
baseline
▲ 0.50% · 4.625%
HK$36,296
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,428/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,817
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,777
−HK$975/mo
Today · 4.125%
HK$37,752
baseline
▲ 0.50% · 4.625%
HK$39,742
+HK$1,990/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,504/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,634
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,836
−HK$1,221/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,498/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,980
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,133
−HK$1,169/mo
Today · 4.125%
HK$45,302
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,604/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,475
−HK$1,425/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,814
+HK$2,914/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,144
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,488
−HK$1,365/mo
Today · 4.125%
HK$52,853
baseline
▲ 0.50% · 4.625%
HK$55,639
+HK$2,786/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$105,706/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,951
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,754
−HK$1,831/mo
Today · 4.125%
HK$61,585
baseline
▲ 0.50% · 4.625%
HK$65,333
+HK$3,748/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,170/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,470
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,199
−HK$1,754/mo
Today · 4.125%
HK$67,953
baseline
▲ 0.50% · 4.625%
HK$71,535
+HK$3,582/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,906/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,467 · Scale 2, in force from 26 Feb 2026)