LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,196
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,197
−HK$1,018/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,297
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,817
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,778
−HK$974/mo
Today · 4.125%
HK$37,752
baseline
▲ 0.50% · 4.625%
HK$39,742
+HK$1,990/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,504/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,635
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,837
−HK$1,221/mo
Today · 4.125%
HK$41,058
baseline
▲ 0.50% · 4.625%
HK$43,556
+HK$2,498/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,116/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,981
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,134
−HK$1,169/mo
Today · 4.125%
HK$45,303
baseline
▲ 0.50% · 4.625%
HK$47,691
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,606/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,074
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,476
−HK$1,424/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,815
+HK$2,915/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,144
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,489
−HK$1,364/mo
Today · 4.125%
HK$52,853
baseline
▲ 0.50% · 4.625%
HK$55,639
+HK$2,786/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$105,706/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,952
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$59,755
−HK$1,831/mo
Today · 4.125%
HK$61,586
baseline
▲ 0.50% · 4.625%
HK$65,334
+HK$3,748/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,172/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,471
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,200
−HK$1,754/mo
Today · 4.125%
HK$67,954
baseline
▲ 0.50% · 4.625%
HK$71,536
+HK$3,582/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,908/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,475 · Scale 2, in force from 26 Feb 2026)