LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,199
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,201
−HK$1,017/mo
Today · 4.125%
HK$34,218
baseline
▲ 0.50% · 4.625%
HK$36,300
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,436/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,821
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,782
−HK$974/mo
Today · 4.125%
HK$37,756
baseline
▲ 0.50% · 4.625%
HK$39,747
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,512/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,639
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,841
−HK$1,221/mo
Today · 4.125%
HK$41,062
baseline
▲ 0.50% · 4.625%
HK$43,560
+HK$2,498/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,124/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,985
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,170/mo
Today · 4.125%
HK$45,308
baseline
▲ 0.50% · 4.625%
HK$47,696
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,616/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,079
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,481
−HK$1,425/mo
Today · 4.125%
HK$47,906
baseline
▲ 0.50% · 4.625%
HK$50,820
+HK$2,914/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$95,812/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,150
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,495
−HK$1,364/mo
Today · 4.125%
HK$52,859
baseline
▲ 0.50% · 4.625%
HK$55,645
+HK$2,786/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$105,718/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,958
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,761
−HK$1,832/mo
Today · 4.125%
HK$61,593
baseline
▲ 0.50% · 4.625%
HK$65,341
+HK$3,748/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,186/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,478
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,207
−HK$1,755/mo
Today · 4.125%
HK$67,962
baseline
▲ 0.50% · 4.625%
HK$71,544
+HK$3,582/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,924/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,531 · Scale 2, in force from 26 Feb 2026)