LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,200
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,202
−HK$1,017/mo
Today · 4.125%
HK$34,219
baseline
▲ 0.50% · 4.625%
HK$36,302
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,438/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,822
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,783
−HK$975/mo
Today · 4.125%
HK$37,758
baseline
▲ 0.50% · 4.625%
HK$39,748
+HK$1,990/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,516/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,640
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,842
−HK$1,221/mo
Today · 4.125%
HK$41,063
baseline
▲ 0.50% · 4.625%
HK$43,562
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,126/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,987
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,140
−HK$1,169/mo
Today · 4.125%
HK$45,309
baseline
▲ 0.50% · 4.625%
HK$47,698
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,618/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,080
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,483
−HK$1,424/mo
Today · 4.125%
HK$47,907
baseline
▲ 0.50% · 4.625%
HK$50,822
+HK$2,915/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$95,814/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,151
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,496
−HK$1,365/mo
Today · 4.125%
HK$52,861
baseline
▲ 0.50% · 4.625%
HK$55,647
+HK$2,786/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$105,722/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,960
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,763
−HK$1,832/mo
Today · 4.125%
HK$61,595
baseline
▲ 0.50% · 4.625%
HK$65,343
+HK$3,748/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,190/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,480
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,210
−HK$1,754/mo
Today · 4.125%
HK$67,964
baseline
▲ 0.50% · 4.625%
HK$71,547
+HK$3,583/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,928/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,550 · Scale 2, in force from 26 Feb 2026)