LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,203
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,205
−HK$1,018/mo
Today · 4.125%
HK$34,223
baseline
▲ 0.50% · 4.625%
HK$36,305
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,446/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,826
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,787
−HK$974/mo
Today · 4.125%
HK$37,761
baseline
▲ 0.50% · 4.625%
HK$39,752
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,522/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,644
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,846
−HK$1,221/mo
Today · 4.125%
HK$41,067
baseline
▲ 0.50% · 4.625%
HK$43,566
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,134/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,991
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,144
−HK$1,170/mo
Today · 4.125%
HK$45,314
baseline
▲ 0.50% · 4.625%
HK$47,702
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,628/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,487
−HK$1,425/mo
Today · 4.125%
HK$47,912
baseline
▲ 0.50% · 4.625%
HK$50,827
+HK$2,915/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,824/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,156
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,501
−HK$1,365/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$55,653
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,769
−HK$1,832/mo
Today · 4.125%
HK$61,601
baseline
▲ 0.50% · 4.625%
HK$65,349
+HK$3,748/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,202/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,487
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,216
−HK$1,755/mo
Today · 4.125%
HK$67,971
baseline
▲ 0.50% · 4.625%
HK$71,554
+HK$3,583/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,942/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,602 · Scale 2, in force from 26 Feb 2026)