LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,204
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,206
−HK$1,017/mo
Today · 4.125%
HK$34,223
baseline
▲ 0.50% · 4.625%
HK$36,306
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,446/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,827
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,787
−HK$975/mo
Today · 4.125%
HK$37,762
baseline
▲ 0.50% · 4.625%
HK$39,753
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,524/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,645
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,847
−HK$1,221/mo
Today · 4.125%
HK$41,068
baseline
▲ 0.50% · 4.625%
HK$43,567
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,136/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,992
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,145
−HK$1,170/mo
Today · 4.125%
HK$45,315
baseline
▲ 0.50% · 4.625%
HK$47,703
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,630/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,086
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,488
−HK$1,425/mo
Today · 4.125%
HK$47,913
baseline
▲ 0.50% · 4.625%
HK$50,828
+HK$2,915/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,826/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,157
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,502
−HK$1,365/mo
Today · 4.125%
HK$52,867
baseline
▲ 0.50% · 4.625%
HK$55,654
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,734/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,967
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,770
−HK$1,832/mo
Today · 4.125%
HK$61,602
baseline
▲ 0.50% · 4.625%
HK$65,351
+HK$3,749/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,204/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$66,217
−HK$1,755/mo
Today · 4.125%
HK$67,972
baseline
▲ 0.50% · 4.625%
HK$71,555
+HK$3,583/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,944/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,611 · Scale 2, in force from 26 Feb 2026)