LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,207
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,209
−HK$1,018/mo
Today · 4.125%
HK$34,227
baseline
▲ 0.50% · 4.625%
HK$36,310
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,454/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,830
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$975/mo
Today · 4.125%
HK$37,766
baseline
▲ 0.50% · 4.625%
HK$39,757
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,532/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,649
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,851
−HK$1,221/mo
Today · 4.125%
HK$41,072
baseline
▲ 0.50% · 4.625%
HK$43,571
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,144/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,996
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,149
−HK$1,170/mo
Today · 4.125%
HK$45,319
baseline
▲ 0.50% · 4.625%
HK$47,708
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,638/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,090
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,493
−HK$1,425/mo
Today · 4.125%
HK$47,918
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,915/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,836/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,162
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,508
−HK$1,364/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,973
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,776
−HK$1,832/mo
Today · 4.125%
HK$61,608
baseline
▲ 0.50% · 4.625%
HK$65,357
+HK$3,749/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,216/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,494
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,224
−HK$1,755/mo
Today · 4.125%
HK$67,979
baseline
▲ 0.50% · 4.625%
HK$71,562
+HK$3,583/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,958/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,665 · Scale 2, in force from 26 Feb 2026)