LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,208
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$1,018/mo
Today · 4.125%
HK$34,228
baseline
▲ 0.50% · 4.625%
HK$36,310
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,456/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,831
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,792
−HK$975/mo
Today · 4.125%
HK$37,767
baseline
▲ 0.50% · 4.625%
HK$39,758
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,534/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,650
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,852
−HK$1,221/mo
Today · 4.125%
HK$41,073
baseline
▲ 0.50% · 4.625%
HK$43,573
+HK$2,500/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,146/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,997
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,151
−HK$1,169/mo
Today · 4.125%
HK$45,320
baseline
▲ 0.50% · 4.625%
HK$47,709
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,640/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,091
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,494
−HK$1,425/mo
Today · 4.125%
HK$47,919
baseline
▲ 0.50% · 4.625%
HK$50,835
+HK$2,916/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,838/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,164
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,509
−HK$1,365/mo
Today · 4.125%
HK$52,874
baseline
▲ 0.50% · 4.625%
HK$55,661
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,748/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,975
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$59,778
−HK$1,832/mo
Today · 4.125%
HK$61,610
baseline
▲ 0.50% · 4.625%
HK$65,359
+HK$3,749/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,220/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,496
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,226
−HK$1,755/mo
Today · 4.125%
HK$67,981
baseline
▲ 0.50% · 4.625%
HK$71,564
+HK$3,583/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,962/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,679 · Scale 2, in force from 26 Feb 2026)