LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,209
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$1,018/mo
Today · 4.125%
HK$34,228
baseline
▲ 0.50% · 4.625%
HK$36,311
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,456/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,832
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,793
−HK$975/mo
Today · 4.125%
HK$37,768
baseline
▲ 0.50% · 4.625%
HK$39,758
+HK$1,990/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,536/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,650
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,852
−HK$1,222/mo
Today · 4.125%
HK$41,074
baseline
▲ 0.50% · 4.625%
HK$43,573
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,148/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,998
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,151
−HK$1,170/mo
Today · 4.125%
HK$45,321
baseline
▲ 0.50% · 4.625%
HK$47,710
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,642/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,092
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,495
−HK$1,425/mo
Today · 4.125%
HK$47,920
baseline
▲ 0.50% · 4.625%
HK$50,835
+HK$2,915/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,840/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,164
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,510
−HK$1,365/mo
Today · 4.125%
HK$52,875
baseline
▲ 0.50% · 4.625%
HK$55,662
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,750/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,975
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,779
−HK$1,832/mo
Today · 4.125%
HK$61,611
baseline
▲ 0.50% · 4.625%
HK$65,360
+HK$3,749/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,222/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,497
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,227
−HK$1,755/mo
Today · 4.125%
HK$67,982
baseline
▲ 0.50% · 4.625%
HK$71,565
+HK$3,583/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,964/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,686 · Scale 2, in force from 26 Feb 2026)