LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,210
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,212
−HK$1,018/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,313
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,833
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$974/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$39,760
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,854
−HK$1,222/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,153
−HK$1,170/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$47,712
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,094
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,497
−HK$1,425/mo
Today · 4.125%
HK$47,922
baseline
▲ 0.50% · 4.625%
HK$50,838
+HK$2,916/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,844/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,167
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,512
−HK$1,365/mo
Today · 4.125%
HK$52,877
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,754/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,978
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,782
−HK$1,832/mo
Today · 4.125%
HK$61,614
baseline
▲ 0.50% · 4.625%
HK$65,363
+HK$3,749/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,228/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,500
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,230
−HK$1,755/mo
Today · 4.125%
HK$67,985
baseline
▲ 0.50% · 4.625%
HK$71,569
+HK$3,584/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,970/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,713 · Scale 2, in force from 26 Feb 2026)