LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,211
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,213
−HK$1,018/mo
Today · 4.125%
HK$34,231
baseline
▲ 0.50% · 4.625%
HK$36,313
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,462/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,834
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$975/mo
Today · 4.125%
HK$37,770
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,540/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,653
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,855
−HK$1,222/mo
Today · 4.125%
HK$41,077
baseline
▲ 0.50% · 4.625%
HK$43,576
+HK$2,499/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,154/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,001
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,170/mo
Today · 4.125%
HK$45,324
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,648/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,095
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,498
−HK$1,425/mo
Today · 4.125%
HK$47,923
baseline
▲ 0.50% · 4.625%
HK$50,839
+HK$2,916/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,846/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,168
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,513
−HK$1,365/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$55,665
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,979
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,783
−HK$1,832/mo
Today · 4.125%
HK$61,615
baseline
▲ 0.50% · 4.625%
HK$65,364
+HK$3,749/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,230/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,501
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,231
−HK$1,755/mo
Today · 4.125%
HK$67,986
baseline
▲ 0.50% · 4.625%
HK$71,570
+HK$3,584/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,972/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,723 · Scale 2, in force from 26 Feb 2026)