LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,216
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,218
−HK$1,019/mo
Today · 4.125%
HK$34,237
baseline
▲ 0.50% · 4.625%
HK$36,320
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,474/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,840
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$975/mo
Today · 4.125%
HK$37,777
baseline
▲ 0.50% · 4.625%
HK$39,768
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,554/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,660
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,862
−HK$1,222/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,500/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,008
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,162
−HK$1,170/mo
Today · 4.125%
HK$45,332
baseline
▲ 0.50% · 4.625%
HK$47,721
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,664/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,103
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,506
−HK$1,425/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,848
+HK$2,917/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,176
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,522
−HK$1,365/mo
Today · 4.125%
HK$52,887
baseline
▲ 0.50% · 4.625%
HK$55,675
+HK$2,788/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,774/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,989
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,793
−HK$1,833/mo
Today · 4.125%
HK$61,626
baseline
▲ 0.50% · 4.625%
HK$65,376
+HK$3,750/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,252/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,513
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$66,243
−HK$1,755/mo
Today · 4.125%
HK$67,998
baseline
▲ 0.50% · 4.625%
HK$71,582
+HK$3,584/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$135,996/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,814 · Scale 2, in force from 26 Feb 2026)