LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,217
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,219
−HK$1,018/mo
Today · 4.125%
HK$34,237
baseline
▲ 0.50% · 4.625%
HK$36,321
+HK$2,084/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,474/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,841
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$976/mo
Today · 4.125%
HK$37,778
baseline
▲ 0.50% · 4.625%
HK$39,769
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,556/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,660
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,863
−HK$1,222/mo
Today · 4.125%
HK$41,085
baseline
▲ 0.50% · 4.625%
HK$43,585
+HK$2,500/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,170/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,009
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,163
−HK$1,170/mo
Today · 4.125%
HK$45,333
baseline
▲ 0.50% · 4.625%
HK$47,723
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,666/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,104
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,507
−HK$1,425/mo
Today · 4.125%
HK$47,932
baseline
▲ 0.50% · 4.625%
HK$50,849
+HK$2,917/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,864/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,178
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,523
−HK$1,366/mo
Today · 4.125%
HK$52,889
baseline
▲ 0.50% · 4.625%
HK$55,676
+HK$2,787/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,778/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,991
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,795
−HK$1,832/mo
Today · 4.125%
HK$61,627
baseline
▲ 0.50% · 4.625%
HK$65,377
+HK$3,750/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,254/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,514
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,244
−HK$1,756/mo
Today · 4.125%
HK$68,000
baseline
▲ 0.50% · 4.625%
HK$71,584
+HK$3,584/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,000/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,826 · Scale 2, in force from 26 Feb 2026)