LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,218
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,220
−HK$1,019/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$2,083/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,842
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$975/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$39,770
+HK$1,991/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,662
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,864
−HK$1,222/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,586
+HK$2,500/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,011
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,171/mo
Today · 4.125%
HK$45,335
baseline
▲ 0.50% · 4.625%
HK$47,724
+HK$2,389/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,670/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,106
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,509
−HK$1,425/mo
Today · 4.125%
HK$47,934
baseline
▲ 0.50% · 4.625%
HK$50,851
+HK$2,917/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,868/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,179
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,525
−HK$1,365/mo
Today · 4.125%
HK$52,890
baseline
▲ 0.50% · 4.625%
HK$55,678
+HK$2,788/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,780/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,993
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$59,797
−HK$1,832/mo
Today · 4.125%
HK$61,629
baseline
▲ 0.50% · 4.625%
HK$65,379
+HK$3,750/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,258/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,516
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,247
−HK$1,755/mo
Today · 4.125%
HK$68,002
baseline
▲ 0.50% · 4.625%
HK$71,587
+HK$3,585/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,004/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,846 · Scale 2, in force from 26 Feb 2026)