LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,221
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,223
−HK$1,018/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,325
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,845
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,807
−HK$975/mo
Today · 4.125%
HK$37,782
baseline
▲ 0.50% · 4.625%
HK$39,774
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,564/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,665
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,868
−HK$1,222/mo
Today · 4.125%
HK$41,090
baseline
▲ 0.50% · 4.625%
HK$43,590
+HK$2,500/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,180/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,015
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,168
−HK$1,170/mo
Today · 4.125%
HK$45,338
baseline
▲ 0.50% · 4.625%
HK$47,728
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,676/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,109
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,512
−HK$1,426/mo
Today · 4.125%
HK$47,938
baseline
▲ 0.50% · 4.625%
HK$50,855
+HK$2,917/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,876/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,184
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,530
−HK$1,365/mo
Today · 4.125%
HK$52,895
baseline
▲ 0.50% · 4.625%
HK$55,683
+HK$2,788/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,790/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,998
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,802
−HK$1,833/mo
Today · 4.125%
HK$61,635
baseline
▲ 0.50% · 4.625%
HK$65,385
+HK$3,750/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,270/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,522
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,252
−HK$1,756/mo
Today · 4.125%
HK$68,008
baseline
▲ 0.50% · 4.625%
HK$71,592
+HK$3,584/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,016/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,890 · Scale 2, in force from 26 Feb 2026)