LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,222
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$1,018/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,807
−HK$976/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$39,774
+HK$1,991/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,666
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,222/mo
Today · 4.125%
HK$41,091
baseline
▲ 0.50% · 4.625%
HK$43,591
+HK$2,500/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,182/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,015
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,169
−HK$1,170/mo
Today · 4.125%
HK$45,339
baseline
▲ 0.50% · 4.625%
HK$47,729
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,678/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,110
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,513
−HK$1,426/mo
Today · 4.125%
HK$47,939
baseline
▲ 0.50% · 4.625%
HK$50,856
+HK$2,917/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,878/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,185
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,530
−HK$1,366/mo
Today · 4.125%
HK$52,896
baseline
▲ 0.50% · 4.625%
HK$55,684
+HK$2,788/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,792/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,999
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,803
−HK$1,833/mo
Today · 4.125%
HK$61,636
baseline
▲ 0.50% · 4.625%
HK$65,386
+HK$3,750/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,272/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,523
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,253
−HK$1,756/mo
Today · 4.125%
HK$68,009
baseline
▲ 0.50% · 4.625%
HK$71,594
+HK$3,585/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,018/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,900 · Scale 2, in force from 26 Feb 2026)