LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,223
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,225
−HK$1,019/mo
Today · 4.125%
HK$34,244
baseline
▲ 0.50% · 4.625%
HK$36,327
+HK$2,083/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,488/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,848
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,809
−HK$976/mo
Today · 4.125%
HK$37,785
baseline
▲ 0.50% · 4.625%
HK$39,776
+HK$1,991/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,570/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,668
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,870
−HK$1,222/mo
Today · 4.125%
HK$41,092
baseline
▲ 0.50% · 4.625%
HK$43,593
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,184/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,017
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,171
−HK$1,170/mo
Today · 4.125%
HK$45,341
baseline
▲ 0.50% · 4.625%
HK$47,731
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,682/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,112
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,515
−HK$1,426/mo
Today · 4.125%
HK$47,941
baseline
▲ 0.50% · 4.625%
HK$50,858
+HK$2,917/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,882/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,187
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,533
−HK$1,365/mo
Today · 4.125%
HK$52,898
baseline
▲ 0.50% · 4.625%
HK$55,687
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,796/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,001
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,806
−HK$1,833/mo
Today · 4.125%
HK$61,639
baseline
▲ 0.50% · 4.625%
HK$65,389
+HK$3,750/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,278/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,526
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,257
−HK$1,755/mo
Today · 4.125%
HK$68,012
baseline
▲ 0.50% · 4.625%
HK$71,597
+HK$3,585/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,024/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,925 · Scale 2, in force from 26 Feb 2026)