LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,224
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,226
−HK$1,019/mo
Today · 4.125%
HK$34,245
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$2,083/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,490/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,849
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$976/mo
Today · 4.125%
HK$37,786
baseline
▲ 0.50% · 4.625%
HK$39,777
+HK$1,991/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,572/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,669
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,871
−HK$1,222/mo
Today · 4.125%
HK$41,093
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,186/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,018
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,172
−HK$1,171/mo
Today · 4.125%
HK$45,343
baseline
▲ 0.50% · 4.625%
HK$47,733
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,686/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,113
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,517
−HK$1,425/mo
Today · 4.125%
HK$47,942
baseline
▲ 0.50% · 4.625%
HK$50,860
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,884/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,188
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,534
−HK$1,366/mo
Today · 4.125%
HK$52,900
baseline
▲ 0.50% · 4.625%
HK$55,688
+HK$2,788/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,800/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,003
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,807
−HK$1,833/mo
Today · 4.125%
HK$61,640
baseline
▲ 0.50% · 4.625%
HK$65,391
+HK$3,751/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,280/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,528
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,258
−HK$1,756/mo
Today · 4.125%
HK$68,014
baseline
▲ 0.50% · 4.625%
HK$71,599
+HK$3,585/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,028/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,938 · Scale 2, in force from 26 Feb 2026)