LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,228
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,230
−HK$1,019/mo
Today · 4.125%
HK$34,249
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,498/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,853
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,815
−HK$975/mo
Today · 4.125%
HK$37,790
baseline
▲ 0.50% · 4.625%
HK$39,782
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,580/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,673
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,876
−HK$1,222/mo
Today · 4.125%
HK$41,098
baseline
▲ 0.50% · 4.625%
HK$43,599
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,196/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,024
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,178
−HK$1,170/mo
Today · 4.125%
HK$45,348
baseline
▲ 0.50% · 4.625%
HK$47,738
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,696/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,119
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,522
−HK$1,426/mo
Today · 4.125%
HK$47,948
baseline
▲ 0.50% · 4.625%
HK$50,866
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,896/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,194
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,366/mo
Today · 4.125%
HK$52,906
baseline
▲ 0.50% · 4.625%
HK$55,695
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,812/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,010
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,814
−HK$1,834/mo
Today · 4.125%
HK$61,648
baseline
▲ 0.50% · 4.625%
HK$65,399
+HK$3,751/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,296/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,536
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,266
−HK$1,756/mo
Today · 4.125%
HK$68,022
baseline
▲ 0.50% · 4.625%
HK$71,608
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,044/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,003 · Scale 2, in force from 26 Feb 2026)