LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,228
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,231
−HK$1,018/mo
Today · 4.125%
HK$34,249
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,498/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,854
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,815
−HK$976/mo
Today · 4.125%
HK$37,791
baseline
▲ 0.50% · 4.625%
HK$39,783
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,582/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,674
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,877
−HK$1,222/mo
Today · 4.125%
HK$41,099
baseline
▲ 0.50% · 4.625%
HK$43,600
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,198/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,025
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,178
−HK$1,171/mo
Today · 4.125%
HK$45,349
baseline
▲ 0.50% · 4.625%
HK$47,739
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,698/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,120
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,523
−HK$1,426/mo
Today · 4.125%
HK$47,949
baseline
▲ 0.50% · 4.625%
HK$50,867
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,898/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,195
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,541
−HK$1,366/mo
Today · 4.125%
HK$52,907
baseline
▲ 0.50% · 4.625%
HK$55,696
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,814/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,011
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,816
−HK$1,833/mo
Today · 4.125%
HK$61,649
baseline
▲ 0.50% · 4.625%
HK$65,400
+HK$3,751/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,298/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,537
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$66,268
−HK$1,755/mo
Today · 4.125%
HK$68,023
baseline
▲ 0.50% · 4.625%
HK$71,609
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,046/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,013 · Scale 2, in force from 26 Feb 2026)