LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,229
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$1,018/mo
Today · 4.125%
HK$34,250
baseline
▲ 0.50% · 4.625%
HK$36,334
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,500/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,855
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,816
−HK$976/mo
Today · 4.125%
HK$37,792
baseline
▲ 0.50% · 4.625%
HK$39,784
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,584/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,675
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,222/mo
Today · 4.125%
HK$41,100
baseline
▲ 0.50% · 4.625%
HK$43,601
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,200/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,026
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,170/mo
Today · 4.125%
HK$45,350
baseline
▲ 0.50% · 4.625%
HK$47,741
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,700/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,121
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,524
−HK$1,426/mo
Today · 4.125%
HK$47,950
baseline
▲ 0.50% · 4.625%
HK$50,868
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,900/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,197
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,365/mo
Today · 4.125%
HK$52,908
baseline
▲ 0.50% · 4.625%
HK$55,697
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,816/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,013
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$59,817
−HK$1,833/mo
Today · 4.125%
HK$61,650
baseline
▲ 0.50% · 4.625%
HK$65,402
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,300/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,538
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,269
−HK$1,756/mo
Today · 4.125%
HK$68,025
baseline
▲ 0.50% · 4.625%
HK$71,611
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,050/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,026 · Scale 2, in force from 26 Feb 2026)