LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,230
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$1,019/mo
Today · 4.125%
HK$34,251
baseline
▲ 0.50% · 4.625%
HK$36,335
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,502/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,855
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,817
−HK$976/mo
Today · 4.125%
HK$37,793
baseline
▲ 0.50% · 4.625%
HK$39,785
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,586/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,676
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,879
−HK$1,222/mo
Today · 4.125%
HK$41,101
baseline
▲ 0.50% · 4.625%
HK$43,602
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,202/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,027
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,171/mo
Today · 4.125%
HK$45,351
baseline
▲ 0.50% · 4.625%
HK$47,742
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,702/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,122
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,525
−HK$1,426/mo
Today · 4.125%
HK$47,951
baseline
▲ 0.50% · 4.625%
HK$50,869
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,902/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,198
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,544
−HK$1,366/mo
Today · 4.125%
HK$52,910
baseline
▲ 0.50% · 4.625%
HK$55,699
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,820/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,014
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,818
−HK$1,834/mo
Today · 4.125%
HK$61,652
baseline
▲ 0.50% · 4.625%
HK$65,403
+HK$3,751/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,304/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,540
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,271
−HK$1,756/mo
Today · 4.125%
HK$68,027
baseline
▲ 0.50% · 4.625%
HK$71,612
+HK$3,585/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,054/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,038 · Scale 2, in force from 26 Feb 2026)