LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,231
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,233
−HK$1,019/mo
Today · 4.125%
HK$34,252
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,504/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,856
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,818
−HK$976/mo
Today · 4.125%
HK$37,794
baseline
▲ 0.50% · 4.625%
HK$39,786
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,588/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,677
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,222/mo
Today · 4.125%
HK$41,102
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,204/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,028
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,182
−HK$1,170/mo
Today · 4.125%
HK$45,352
baseline
▲ 0.50% · 4.625%
HK$47,743
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,704/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,123
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,527
−HK$1,426/mo
Today · 4.125%
HK$47,953
baseline
▲ 0.50% · 4.625%
HK$50,871
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,906/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,199
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,545
−HK$1,366/mo
Today · 4.125%
HK$52,911
baseline
▲ 0.50% · 4.625%
HK$55,700
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,822/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,015
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,820
−HK$1,834/mo
Today · 4.125%
HK$61,654
baseline
▲ 0.50% · 4.625%
HK$65,405
+HK$3,751/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,308/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,542
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,273
−HK$1,756/mo
Today · 4.125%
HK$68,029
baseline
▲ 0.50% · 4.625%
HK$71,614
+HK$3,585/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,058/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,053 · Scale 2, in force from 26 Feb 2026)