LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,231
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$1,018/mo
Today · 4.125%
HK$34,252
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,504/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,857
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$975/mo
Today · 4.125%
HK$37,794
baseline
▲ 0.50% · 4.625%
HK$39,786
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,588/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,677
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,881
−HK$1,222/mo
Today · 4.125%
HK$41,103
baseline
▲ 0.50% · 4.625%
HK$43,604
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,206/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,028
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,182
−HK$1,171/mo
Today · 4.125%
HK$45,353
baseline
▲ 0.50% · 4.625%
HK$47,744
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,706/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,527
−HK$1,426/mo
Today · 4.125%
HK$47,953
baseline
▲ 0.50% · 4.625%
HK$50,871
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,906/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,200
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,546
−HK$1,366/mo
Today · 4.125%
HK$52,912
baseline
▲ 0.50% · 4.625%
HK$55,701
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,824/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,016
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,821
−HK$1,833/mo
Today · 4.125%
HK$61,654
baseline
▲ 0.50% · 4.625%
HK$65,406
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,308/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,542
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,273
−HK$1,756/mo
Today · 4.125%
HK$68,029
baseline
▲ 0.50% · 4.625%
HK$71,615
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,058/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,060 · Scale 2, in force from 26 Feb 2026)