LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,232
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$1,019/mo
Today · 4.125%
HK$34,253
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,506/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,857
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$976/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,678
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,881
−HK$1,223/mo
Today · 4.125%
HK$41,104
baseline
▲ 0.50% · 4.625%
HK$43,605
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,208/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,029
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,183
−HK$1,171/mo
Today · 4.125%
HK$45,354
baseline
▲ 0.50% · 4.625%
HK$47,744
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,708/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,426/mo
Today · 4.125%
HK$47,954
baseline
▲ 0.50% · 4.625%
HK$50,872
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,908/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,200
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,547
−HK$1,366/mo
Today · 4.125%
HK$52,913
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,826/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,017
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,822
−HK$1,833/mo
Today · 4.125%
HK$61,655
baseline
▲ 0.50% · 4.625%
HK$65,407
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,310/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,543
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,274
−HK$1,757/mo
Today · 4.125%
HK$68,031
baseline
▲ 0.50% · 4.625%
HK$71,617
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,062/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,068 · Scale 2, in force from 26 Feb 2026)