LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,232
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$1,019/mo
Today · 4.125%
HK$34,254
baseline
▲ 0.50% · 4.625%
HK$36,338
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,508/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,858
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,820
−HK$975/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$39,788
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,679
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,882
−HK$1,222/mo
Today · 4.125%
HK$41,104
baseline
▲ 0.50% · 4.625%
HK$43,605
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,208/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,030
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,184
−HK$1,171/mo
Today · 4.125%
HK$45,355
baseline
▲ 0.50% · 4.625%
HK$47,745
+HK$2,390/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,710/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,125
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,529
−HK$1,426/mo
Today · 4.125%
HK$47,955
baseline
▲ 0.50% · 4.625%
HK$50,873
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$95,910/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,201
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,548
−HK$1,366/mo
Today · 4.125%
HK$52,914
baseline
▲ 0.50% · 4.625%
HK$55,703
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.89M · min. income ≈ HK$105,828/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,018
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,823
−HK$1,833/mo
Today · 4.125%
HK$61,656
baseline
▲ 0.50% · 4.625%
HK$65,408
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,312/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,545
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,276
−HK$1,756/mo
Today · 4.125%
HK$68,032
baseline
▲ 0.50% · 4.625%
HK$71,618
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,064/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,078 · Scale 2, in force from 26 Feb 2026)