LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,234
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,237
−HK$1,018/mo
Today · 4.125%
HK$34,255
baseline
▲ 0.50% · 4.625%
HK$36,340
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,510/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,860
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,822
−HK$975/mo
Today · 4.125%
HK$37,797
baseline
▲ 0.50% · 4.625%
HK$39,790
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,594/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,681
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,884
−HK$1,222/mo
Today · 4.125%
HK$41,106
baseline
▲ 0.50% · 4.625%
HK$43,608
+HK$2,502/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,212/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,032
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,186
−HK$1,171/mo
Today · 4.125%
HK$45,357
baseline
▲ 0.50% · 4.625%
HK$47,748
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,714/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,128
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,531
−HK$1,427/mo
Today · 4.125%
HK$47,958
baseline
▲ 0.50% · 4.625%
HK$50,876
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,916/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,204
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,551
−HK$1,365/mo
Today · 4.125%
HK$52,916
baseline
▲ 0.50% · 4.625%
HK$55,706
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,832/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,021
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,826
−HK$1,834/mo
Today · 4.125%
HK$61,660
baseline
▲ 0.50% · 4.625%
HK$65,412
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,320/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,548
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,279
−HK$1,756/mo
Today · 4.125%
HK$68,035
baseline
▲ 0.50% · 4.625%
HK$71,622
+HK$3,587/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,070/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,106 · Scale 2, in force from 26 Feb 2026)