LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,235
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,237
−HK$1,019/mo
Today · 4.125%
HK$34,256
baseline
▲ 0.50% · 4.625%
HK$36,341
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,512/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,861
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,823
−HK$975/mo
Today · 4.125%
HK$37,798
baseline
▲ 0.50% · 4.625%
HK$39,791
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,596/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,682
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,885
−HK$1,222/mo
Today · 4.125%
HK$41,107
baseline
▲ 0.50% · 4.625%
HK$43,609
+HK$2,502/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,214/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,033
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,187
−HK$1,171/mo
Today · 4.125%
HK$45,358
baseline
▲ 0.50% · 4.625%
HK$47,749
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,716/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,129
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,427/mo
Today · 4.125%
HK$47,959
baseline
▲ 0.50% · 4.625%
HK$50,877
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,918/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,205
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,552
−HK$1,366/mo
Today · 4.125%
HK$52,918
baseline
▲ 0.50% · 4.625%
HK$55,707
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,836/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,023
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$59,827
−HK$1,834/mo
Today · 4.125%
HK$61,661
baseline
▲ 0.50% · 4.625%
HK$65,413
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,322/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,549
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,281
−HK$1,756/mo
Today · 4.125%
HK$68,037
baseline
▲ 0.50% · 4.625%
HK$71,623
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,074/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,117 · Scale 2, in force from 26 Feb 2026)