LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,236
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,238
−HK$1,019/mo
Today · 4.125%
HK$34,257
baseline
▲ 0.50% · 4.625%
HK$36,342
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,514/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,862
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,824
−HK$975/mo
Today · 4.125%
HK$37,799
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,598/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,683
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,886
−HK$1,223/mo
Today · 4.125%
HK$41,109
baseline
▲ 0.50% · 4.625%
HK$43,610
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,218/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,034
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,189
−HK$1,170/mo
Today · 4.125%
HK$45,359
baseline
▲ 0.50% · 4.625%
HK$47,750
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,718/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,130
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,534
−HK$1,426/mo
Today · 4.125%
HK$47,960
baseline
▲ 0.50% · 4.625%
HK$50,878
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,920/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,207
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,553
−HK$1,366/mo
Today · 4.125%
HK$52,919
baseline
▲ 0.50% · 4.625%
HK$55,709
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,838/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,024
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,829
−HK$1,834/mo
Today · 4.125%
HK$61,663
baseline
▲ 0.50% · 4.625%
HK$65,415
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,326/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,552
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,283
−HK$1,756/mo
Today · 4.125%
HK$68,039
baseline
▲ 0.50% · 4.625%
HK$71,625
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,078/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,134 · Scale 2, in force from 26 Feb 2026)