LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,236
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,239
−HK$1,019/mo
Today · 4.125%
HK$34,258
baseline
▲ 0.50% · 4.625%
HK$36,342
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,516/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,863
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,824
−HK$976/mo
Today · 4.125%
HK$37,800
baseline
▲ 0.50% · 4.625%
HK$39,793
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,600/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,684
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,887
−HK$1,222/mo
Today · 4.125%
HK$41,109
baseline
▲ 0.50% · 4.625%
HK$43,611
+HK$2,502/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,218/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,035
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,189
−HK$1,171/mo
Today · 4.125%
HK$45,360
baseline
▲ 0.50% · 4.625%
HK$47,751
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,720/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,131
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,535
−HK$1,426/mo
Today · 4.125%
HK$47,961
baseline
▲ 0.50% · 4.625%
HK$50,879
+HK$2,918/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,922/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,208
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,554
−HK$1,366/mo
Today · 4.125%
HK$52,920
baseline
▲ 0.50% · 4.625%
HK$55,710
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,840/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,025
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,830
−HK$1,834/mo
Today · 4.125%
HK$61,664
baseline
▲ 0.50% · 4.625%
HK$65,416
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,328/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,553
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$66,284
−HK$1,756/mo
Today · 4.125%
HK$68,040
baseline
▲ 0.50% · 4.625%
HK$71,627
+HK$3,587/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,080/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,143 · Scale 2, in force from 26 Feb 2026)