LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,237
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,239
−HK$1,019/mo
Today · 4.125%
HK$34,258
baseline
▲ 0.50% · 4.625%
HK$36,343
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,516/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,863
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,825
−HK$975/mo
Today · 4.125%
HK$37,800
baseline
▲ 0.50% · 4.625%
HK$39,793
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,600/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,684
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,887
−HK$1,223/mo
Today · 4.125%
HK$41,110
baseline
▲ 0.50% · 4.625%
HK$43,611
+HK$2,501/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$82,220/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,035
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,190
−HK$1,170/mo
Today · 4.125%
HK$45,360
baseline
▲ 0.50% · 4.625%
HK$47,751
+HK$2,391/mo
Deposit HK$5.65M · loan HK$8.48M · min. income ≈ HK$90,720/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,131
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,535
−HK$1,426/mo
Today · 4.125%
HK$47,961
baseline
▲ 0.50% · 4.625%
HK$50,880
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,922/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,208
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,555
−HK$1,366/mo
Today · 4.125%
HK$52,921
baseline
▲ 0.50% · 4.625%
HK$55,710
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,842/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,026
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,831
−HK$1,834/mo
Today · 4.125%
HK$61,665
baseline
▲ 0.50% · 4.625%
HK$65,417
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,330/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,553
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,284
−HK$1,757/mo
Today · 4.125%
HK$68,041
baseline
▲ 0.50% · 4.625%
HK$71,627
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,082/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,147 · Scale 2, in force from 26 Feb 2026)