LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,238
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,241
−HK$1,019/mo
Today · 4.125%
HK$34,260
baseline
▲ 0.50% · 4.625%
HK$36,344
+HK$2,084/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,520/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,864
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,826
−HK$976/mo
Today · 4.125%
HK$37,802
baseline
▲ 0.50% · 4.625%
HK$39,795
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,604/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,686
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,889
−HK$1,222/mo
Today · 4.125%
HK$41,111
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$82,222/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,037
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,192
−HK$1,170/mo
Today · 4.125%
HK$45,362
baseline
▲ 0.50% · 4.625%
HK$47,754
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$90,724/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,133
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,537
−HK$1,426/mo
Today · 4.125%
HK$47,963
baseline
▲ 0.50% · 4.625%
HK$50,882
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,926/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,210
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,557
−HK$1,366/mo
Today · 4.125%
HK$52,923
baseline
▲ 0.50% · 4.625%
HK$55,712
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,846/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,028
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,833
−HK$1,834/mo
Today · 4.125%
HK$61,667
baseline
▲ 0.50% · 4.625%
HK$65,419
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,334/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,556
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,287
−HK$1,757/mo
Today · 4.125%
HK$68,044
baseline
▲ 0.50% · 4.625%
HK$71,630
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,088/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,170 · Scale 2, in force from 26 Feb 2026)