LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,238
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,241
−HK$1,019/mo
Today · 4.125%
HK$34,260
baseline
▲ 0.50% · 4.625%
HK$36,345
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,520/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,865
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,827
−HK$976/mo
Today · 4.125%
HK$37,803
baseline
▲ 0.50% · 4.625%
HK$39,795
+HK$1,992/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,606/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,686
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,890
−HK$1,222/mo
Today · 4.125%
HK$41,112
baseline
▲ 0.50% · 4.625%
HK$43,614
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$82,224/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,038
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,192
−HK$1,171/mo
Today · 4.125%
HK$45,363
baseline
▲ 0.50% · 4.625%
HK$47,754
+HK$2,391/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$90,726/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,426/mo
Today · 4.125%
HK$47,964
baseline
▲ 0.50% · 4.625%
HK$50,883
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,928/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,211
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,558
−HK$1,366/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$55,713
+HK$2,789/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,029
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,834
−HK$1,834/mo
Today · 4.125%
HK$61,668
baseline
▲ 0.50% · 4.625%
HK$65,421
+HK$3,753/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$123,336/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,557
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,288
−HK$1,757/mo
Today · 4.125%
HK$68,045
baseline
▲ 0.50% · 4.625%
HK$71,631
+HK$3,586/mo
Deposit HK$1.41M · loan HK$12.72M · min. income ≈ HK$136,090/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,179 · Scale 2, in force from 26 Feb 2026)