LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,241
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,244
−HK$1,019/mo
Today · 4.125%
HK$34,263
baseline
▲ 0.50% · 4.625%
HK$36,348
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,526/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,868
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,830
−HK$976/mo
Today · 4.125%
HK$37,806
baseline
▲ 0.50% · 4.625%
HK$39,799
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,612/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,690
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,893
−HK$1,223/mo
Today · 4.125%
HK$41,116
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$82,232/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,042
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,196
−HK$1,171/mo
Today · 4.125%
HK$45,367
baseline
▲ 0.50% · 4.625%
HK$47,758
+HK$2,391/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$90,734/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,138
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,542
−HK$1,426/mo
Today · 4.125%
HK$47,968
baseline
▲ 0.50% · 4.625%
HK$50,887
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,936/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,215
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,562
−HK$1,366/mo
Today · 4.125%
HK$52,928
baseline
▲ 0.50% · 4.625%
HK$55,718
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,856/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,034
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,839
−HK$1,835/mo
Today · 4.125%
HK$61,674
baseline
▲ 0.50% · 4.625%
HK$65,426
+HK$3,752/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,348/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,563
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,294
−HK$1,757/mo
Today · 4.125%
HK$68,051
baseline
▲ 0.50% · 4.625%
HK$71,638
+HK$3,587/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,102/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,225 · Scale 2, in force from 26 Feb 2026)