LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,243
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,246
−HK$1,019/mo
Today · 4.125%
HK$34,265
baseline
▲ 0.50% · 4.625%
HK$36,350
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,530/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,870
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,832
−HK$976/mo
Today · 4.125%
HK$37,808
baseline
▲ 0.50% · 4.625%
HK$39,801
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,616/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,692
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,895
−HK$1,223/mo
Today · 4.125%
HK$41,118
baseline
▲ 0.50% · 4.625%
HK$43,620
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$82,236/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,044
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,199
−HK$1,171/mo
Today · 4.125%
HK$45,370
baseline
▲ 0.50% · 4.625%
HK$47,761
+HK$2,391/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$90,740/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,141
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,545
−HK$1,426/mo
Today · 4.125%
HK$47,971
baseline
▲ 0.50% · 4.625%
HK$50,890
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,942/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,218
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,565
−HK$1,367/mo
Today · 4.125%
HK$52,932
baseline
▲ 0.50% · 4.625%
HK$55,722
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,864/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,038
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,843
−HK$1,834/mo
Today · 4.125%
HK$61,677
baseline
▲ 0.50% · 4.625%
HK$65,430
+HK$3,753/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,354/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,567
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,298
−HK$1,757/mo
Today · 4.125%
HK$68,055
baseline
▲ 0.50% · 4.625%
HK$71,642
+HK$3,587/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,110/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,258 · Scale 2, in force from 26 Feb 2026)