LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,245
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,248
−HK$1,019/mo
Today · 4.125%
HK$34,267
baseline
▲ 0.50% · 4.625%
HK$36,352
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,534/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,872
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,834
−HK$976/mo
Today · 4.125%
HK$37,810
baseline
▲ 0.50% · 4.625%
HK$39,803
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,620/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,694
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,898
−HK$1,222/mo
Today · 4.125%
HK$41,120
baseline
▲ 0.50% · 4.625%
HK$43,622
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$82,240/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,047
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,201
−HK$1,171/mo
Today · 4.125%
HK$45,372
baseline
▲ 0.50% · 4.625%
HK$47,764
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$90,744/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,143
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,547
−HK$1,427/mo
Today · 4.125%
HK$47,974
baseline
▲ 0.50% · 4.625%
HK$50,893
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,948/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,221
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,568
−HK$1,366/mo
Today · 4.125%
HK$52,934
baseline
▲ 0.50% · 4.625%
HK$55,725
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,868/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,846
−HK$1,835/mo
Today · 4.125%
HK$61,681
baseline
▲ 0.50% · 4.625%
HK$65,434
+HK$3,753/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,362/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,570
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,302
−HK$1,756/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$71,646
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,285 · Scale 2, in force from 26 Feb 2026)