LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,245
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,248
−HK$1,019/mo
Today · 4.125%
HK$34,267
baseline
▲ 0.50% · 4.625%
HK$36,353
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,534/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,873
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,835
−HK$976/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$39,804
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,694
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,898
−HK$1,223/mo
Today · 4.125%
HK$41,121
baseline
▲ 0.50% · 4.625%
HK$43,623
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$82,242/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,047
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,202
−HK$1,171/mo
Today · 4.125%
HK$45,373
baseline
▲ 0.50% · 4.625%
HK$47,765
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.48M · min. income ≈ HK$90,746/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,144
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,548
−HK$1,426/mo
Today · 4.125%
HK$47,974
baseline
▲ 0.50% · 4.625%
HK$50,894
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,948/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,222
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,569
−HK$1,366/mo
Today · 4.125%
HK$52,935
baseline
▲ 0.50% · 4.625%
HK$55,725
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,870/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,042
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,847
−HK$1,834/mo
Today · 4.125%
HK$61,681
baseline
▲ 0.50% · 4.625%
HK$65,435
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,362/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,571
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,303
−HK$1,756/mo
Today · 4.125%
HK$68,059
baseline
▲ 0.50% · 4.625%
HK$71,647
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,118/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,293 · Scale 2, in force from 26 Feb 2026)