LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,249
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,252
−HK$1,019/mo
Today · 4.125%
HK$34,271
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,542/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,877
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,839
−HK$976/mo
Today · 4.125%
HK$37,815
baseline
▲ 0.50% · 4.625%
HK$39,808
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,630/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,699
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,902
−HK$1,223/mo
Today · 4.125%
HK$41,125
baseline
▲ 0.50% · 4.625%
HK$43,628
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,250/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,052
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,206
−HK$1,172/mo
Today · 4.125%
HK$45,378
baseline
▲ 0.50% · 4.625%
HK$47,770
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,756/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,148
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,553
−HK$1,427/mo
Today · 4.125%
HK$47,980
baseline
▲ 0.50% · 4.625%
HK$50,899
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,960/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,227
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,574
−HK$1,367/mo
Today · 4.125%
HK$52,941
baseline
▲ 0.50% · 4.625%
HK$55,731
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,882/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,048
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,854
−HK$1,834/mo
Today · 4.125%
HK$61,688
baseline
▲ 0.50% · 4.625%
HK$65,442
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,376/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,578
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,310
−HK$1,757/mo
Today · 4.125%
HK$68,067
baseline
▲ 0.50% · 4.625%
HK$71,655
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,134/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,350 · Scale 2, in force from 26 Feb 2026)