LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,250
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,253
−HK$1,019/mo
Today · 4.125%
HK$34,272
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,544/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$976/mo
Today · 4.125%
HK$37,816
baseline
▲ 0.50% · 4.625%
HK$39,809
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,632/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,700
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,904
−HK$1,223/mo
Today · 4.125%
HK$41,127
baseline
▲ 0.50% · 4.625%
HK$43,629
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,254/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,053
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,208
−HK$1,171/mo
Today · 4.125%
HK$45,379
baseline
▲ 0.50% · 4.625%
HK$47,771
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,758/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,150
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,554
−HK$1,427/mo
Today · 4.125%
HK$47,981
baseline
▲ 0.50% · 4.625%
HK$50,901
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,962/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,229
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,576
−HK$1,366/mo
Today · 4.125%
HK$52,942
baseline
▲ 0.50% · 4.625%
HK$55,733
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,884/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,050
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,855
−HK$1,835/mo
Today · 4.125%
HK$61,690
baseline
▲ 0.50% · 4.625%
HK$65,444
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,380/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,580
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,312
−HK$1,757/mo
Today · 4.125%
HK$68,069
baseline
▲ 0.50% · 4.625%
HK$71,657
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,138/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,365 · Scale 2, in force from 26 Feb 2026)