LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,252
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,255
−HK$1,019/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,360
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,880
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,842
−HK$976/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$39,812
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,906
−HK$1,223/mo
Today · 4.125%
HK$41,129
baseline
▲ 0.50% · 4.625%
HK$43,632
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,258/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,056
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,210
−HK$1,172/mo
Today · 4.125%
HK$45,382
baseline
▲ 0.50% · 4.625%
HK$47,774
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,764/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,152
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,557
−HK$1,427/mo
Today · 4.125%
HK$47,984
baseline
▲ 0.50% · 4.625%
HK$50,904
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,968/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,232
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,579
−HK$1,367/mo
Today · 4.125%
HK$52,946
baseline
▲ 0.50% · 4.625%
HK$55,736
+HK$2,790/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,892/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,053
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,859
−HK$1,835/mo
Today · 4.125%
HK$61,694
baseline
▲ 0.50% · 4.625%
HK$65,448
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,388/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,584
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,316
−HK$1,757/mo
Today · 4.125%
HK$68,073
baseline
▲ 0.50% · 4.625%
HK$71,661
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,146/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,398 · Scale 2, in force from 26 Feb 2026)