LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,252
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$1,019/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,360
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,880
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$976/mo
Today · 4.125%
HK$37,819
baseline
▲ 0.50% · 4.625%
HK$39,812
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,638/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,703
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,907
−HK$1,223/mo
Today · 4.125%
HK$41,130
baseline
▲ 0.50% · 4.625%
HK$43,632
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,260/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,056
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,211
−HK$1,172/mo
Today · 4.125%
HK$45,383
baseline
▲ 0.50% · 4.625%
HK$47,775
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,766/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,153
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,558
−HK$1,427/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,904
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,232
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,580
−HK$1,366/mo
Today · 4.125%
HK$52,946
baseline
▲ 0.50% · 4.625%
HK$55,737
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,892/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,054
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,860
−HK$1,835/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$65,449
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,585
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,317
−HK$1,757/mo
Today · 4.125%
HK$68,074
baseline
▲ 0.50% · 4.625%
HK$71,662
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,148/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,406 · Scale 2, in force from 26 Feb 2026)