LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,253
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$1,020/mo
Today · 4.125%
HK$34,276
baseline
▲ 0.50% · 4.625%
HK$36,361
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,552/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,881
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$976/mo
Today · 4.125%
HK$37,820
baseline
▲ 0.50% · 4.625%
HK$39,813
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,640/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,908
−HK$1,223/mo
Today · 4.125%
HK$41,131
baseline
▲ 0.50% · 4.625%
HK$43,634
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,262/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,058
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,212
−HK$1,172/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,154
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,559
−HK$1,427/mo
Today · 4.125%
HK$47,986
baseline
▲ 0.50% · 4.625%
HK$50,906
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,972/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,234
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,581
−HK$1,367/mo
Today · 4.125%
HK$52,948
baseline
▲ 0.50% · 4.625%
HK$55,739
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,896/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,056
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,861
−HK$1,835/mo
Today · 4.125%
HK$61,696
baseline
▲ 0.50% · 4.625%
HK$65,450
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,392/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,586
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,318
−HK$1,758/mo
Today · 4.125%
HK$68,076
baseline
▲ 0.50% · 4.625%
HK$71,664
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,152/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,420 · Scale 2, in force from 26 Feb 2026)