LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,254
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$1,019/mo
Today · 4.125%
HK$34,276
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,552/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,882
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$976/mo
Today · 4.125%
HK$37,820
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,640/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,908
−HK$1,224/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,634
+HK$2,502/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,058
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,213
−HK$1,172/mo
Today · 4.125%
HK$45,385
baseline
▲ 0.50% · 4.625%
HK$47,777
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,770/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,155
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,560
−HK$1,427/mo
Today · 4.125%
HK$47,987
baseline
▲ 0.50% · 4.625%
HK$50,907
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,974/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,235
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,582
−HK$1,367/mo
Today · 4.125%
HK$52,949
baseline
▲ 0.50% · 4.625%
HK$55,740
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,898/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,057
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,862
−HK$1,835/mo
Today · 4.125%
HK$61,697
baseline
▲ 0.50% · 4.625%
HK$65,451
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,394/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,587
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,320
−HK$1,757/mo
Today · 4.125%
HK$68,077
baseline
▲ 0.50% · 4.625%
HK$71,665
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,154/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,429 · Scale 2, in force from 26 Feb 2026)