LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,254
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$1,020/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,882
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,845
−HK$976/mo
Today · 4.125%
HK$37,821
baseline
▲ 0.50% · 4.625%
HK$39,815
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,642/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,705
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,909
−HK$1,223/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,635
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,059
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,171/mo
Today · 4.125%
HK$45,385
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,770/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,156
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,560
−HK$1,428/mo
Today · 4.125%
HK$47,988
baseline
▲ 0.50% · 4.625%
HK$50,907
+HK$2,919/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,976/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,235
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,583
−HK$1,366/mo
Today · 4.125%
HK$52,949
baseline
▲ 0.50% · 4.625%
HK$55,741
+HK$2,792/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,898/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,058
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,863
−HK$1,835/mo
Today · 4.125%
HK$61,698
baseline
▲ 0.50% · 4.625%
HK$65,452
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,396/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,588
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,321
−HK$1,757/mo
Today · 4.125%
HK$68,078
baseline
▲ 0.50% · 4.625%
HK$71,666
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,156/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$530,437 · Scale 2, in force from 26 Feb 2026)