LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,257
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$1,020/mo
Today · 4.125%
HK$34,280
baseline
▲ 0.50% · 4.625%
HK$36,365
+HK$2,085/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,560/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,885
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,848
−HK$976/mo
Today · 4.125%
HK$37,824
baseline
▲ 0.50% · 4.625%
HK$39,818
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,648/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,708
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,912
−HK$1,224/mo
Today · 4.125%
HK$41,136
baseline
▲ 0.50% · 4.625%
HK$43,639
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,272/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,063
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,217
−HK$1,172/mo
Today · 4.125%
HK$45,389
baseline
▲ 0.50% · 4.625%
HK$47,782
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,778/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,160
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,564
−HK$1,427/mo
Today · 4.125%
HK$47,991
baseline
▲ 0.50% · 4.625%
HK$50,912
+HK$2,921/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,982/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,240
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,587
−HK$1,367/mo
Today · 4.125%
HK$52,954
baseline
▲ 0.50% · 4.625%
HK$55,745
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,908/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,062
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,868
−HK$1,835/mo
Today · 4.125%
HK$61,703
baseline
▲ 0.50% · 4.625%
HK$65,458
+HK$3,755/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,406/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,594
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,326
−HK$1,758/mo
Today · 4.125%
HK$68,084
baseline
▲ 0.50% · 4.625%
HK$71,672
+HK$3,588/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,168/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,481 · Scale 2, in force from 26 Feb 2026)