LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,258
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,261
−HK$1,020/mo
Today · 4.125%
HK$34,281
baseline
▲ 0.50% · 4.625%
HK$36,367
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,562/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,887
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,849
−HK$977/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$39,819
+HK$1,993/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,914
−HK$1,223/mo
Today · 4.125%
HK$41,137
baseline
▲ 0.50% · 4.625%
HK$43,640
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,274/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,064
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,219
−HK$1,172/mo
Today · 4.125%
HK$45,391
baseline
▲ 0.50% · 4.625%
HK$47,783
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,782/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,161
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,566
−HK$1,427/mo
Today · 4.125%
HK$47,993
baseline
▲ 0.50% · 4.625%
HK$50,914
+HK$2,921/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,986/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,241
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,589
−HK$1,367/mo
Today · 4.125%
HK$52,956
baseline
▲ 0.50% · 4.625%
HK$55,747
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,912/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,065
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,871
−HK$1,835/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$65,460
+HK$3,754/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,596
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,329
−HK$1,757/mo
Today · 4.125%
HK$68,086
baseline
▲ 0.50% · 4.625%
HK$71,675
+HK$3,589/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,172/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,501 · Scale 2, in force from 26 Feb 2026)