LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,259
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,262
−HK$1,020/mo
Today · 4.125%
HK$34,282
baseline
▲ 0.50% · 4.625%
HK$36,368
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,564/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,887
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,850
−HK$976/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$39,820
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,915
−HK$1,223/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,065
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,220
−HK$1,172/mo
Today · 4.125%
HK$45,392
baseline
▲ 0.50% · 4.625%
HK$47,784
+HK$2,392/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,784/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,162
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,567
−HK$1,427/mo
Today · 4.125%
HK$47,994
baseline
▲ 0.50% · 4.625%
HK$50,915
+HK$2,921/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,988/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,242
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,590
−HK$1,367/mo
Today · 4.125%
HK$52,957
baseline
▲ 0.50% · 4.625%
HK$55,748
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,914/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,066
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,872
−HK$1,835/mo
Today · 4.125%
HK$61,707
baseline
▲ 0.50% · 4.625%
HK$65,462
+HK$3,755/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,414/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,597
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,330
−HK$1,757/mo
Today · 4.125%
HK$68,087
baseline
▲ 0.50% · 4.625%
HK$71,676
+HK$3,589/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,174/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,512 · Scale 2, in force from 26 Feb 2026)