LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,261
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,265
−HK$1,019/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,370
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,890
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,853
−HK$976/mo
Today · 4.125%
HK$37,829
baseline
▲ 0.50% · 4.625%
HK$39,823
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,658/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,714
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,918
−HK$1,223/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,645
+HK$2,504/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,068
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,224
−HK$1,171/mo
Today · 4.125%
HK$45,395
baseline
▲ 0.50% · 4.625%
HK$47,788
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,790/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,166
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,571
−HK$1,427/mo
Today · 4.125%
HK$47,998
baseline
▲ 0.50% · 4.625%
HK$50,919
+HK$2,921/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,996/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,247
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,594
−HK$1,367/mo
Today · 4.125%
HK$52,961
baseline
▲ 0.50% · 4.625%
HK$55,753
+HK$2,792/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,922/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,835/mo
Today · 4.125%
HK$61,712
baseline
▲ 0.50% · 4.625%
HK$65,467
+HK$3,755/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,424/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,603
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,335
−HK$1,758/mo
Today · 4.125%
HK$68,093
baseline
▲ 0.50% · 4.625%
HK$71,682
+HK$3,589/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,186/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,554 · Scale 2, in force from 26 Feb 2026)