LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,262
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,265
−HK$1,020/mo
Today · 4.125%
HK$34,285
baseline
▲ 0.50% · 4.625%
HK$36,371
+HK$2,086/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$68,570/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,891
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,853
−HK$977/mo
Today · 4.125%
HK$37,830
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$1,994/mo
Deposit HK$7.07M · loan HK$7.07M · min. income ≈ HK$75,660/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,714
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,918
−HK$1,224/mo
Today · 4.125%
HK$41,142
baseline
▲ 0.50% · 4.625%
HK$43,645
+HK$2,503/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$82,284/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,069
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,224
−HK$1,172/mo
Today · 4.125%
HK$45,396
baseline
▲ 0.50% · 4.625%
HK$47,789
+HK$2,393/mo
Deposit HK$5.66M · loan HK$8.49M · min. income ≈ HK$90,792/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,166
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,571
−HK$1,428/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,919
+HK$2,920/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,247
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,595
−HK$1,367/mo
Today · 4.125%
HK$52,962
baseline
▲ 0.50% · 4.625%
HK$55,753
+HK$2,791/mo
Deposit HK$4.24M · loan HK$9.90M · min. income ≈ HK$105,924/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,071
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,835/mo
Today · 4.125%
HK$61,712
baseline
▲ 0.50% · 4.625%
HK$65,468
+HK$3,756/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$123,424/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,603
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,336
−HK$1,758/mo
Today · 4.125%
HK$68,094
baseline
▲ 0.50% · 4.625%
HK$71,683
+HK$3,589/mo
Deposit HK$1.41M · loan HK$12.73M · min. income ≈ HK$136,188/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$530,560 · Scale 2, in force from 26 Feb 2026)